Share Rates
| Balance | Interest Rate | APY | Minimum Req’d Balance | |
|---|---|---|---|---|
| All Shares (Excluding Share Drafts and IRAs) |
$100 and below | 0.00% | N/A | $25.00 |
| $100.01- $10,000 | 0.05% | 0.050 | $25.00 | |
| $10,000.01- $30,000 |
0.10% | 0.100 | $25.00 | |
| Over $30,000 | 0.20% | 0.200 | $25.00 | |
| IRAs *For existing IRAs only. No longer offering new accounts |
Any Amount (No Tier) |
0.50% | 0.501 | $ 0.00 |
Secured Loans
| APR | Term | |
|---|---|---|
| Secured Share | 2.20% | Any Term |
| Auto Loan Model Years 2008-2013 85% Financing |
2.5-5.0% | 48 Months |
| Auto Loan Model Years 2008-2013 85% Financing |
3.6-5.0% | 49 to 72 Months |
| Auto Loan Model Years 2008-2013 100% Financing |
3.5-6.0% | 48 Months |
| Auto Loan Model Years 2008-2013 100% Financing |
4.5-7.0% | 49 to 72 Months |
| Auto Loan Model Years 2004-2007 85% Financing |
5.5-7.0% | 48 Months |
| Auto Loan Model Years 2003 or Older 85% Financing |
6.5-9.0% | 36 Months Max. |
| Recreational Vehicle (motorcycles, boats, campers, etc.) Model Years 2010 – 2013 |
As low as 4.5% | 60 Months For credit scores over 700 |
| Recreational Vehicle Models Years older than 2010 |
2% over new and used auto rates | Call us! |
| Refinanced Auto | 1% over existing rate | Term based on model year |
| Home Improvement (80% Financing, Minimum $10,000 Maximum $50,000) |
5.00% Special rate! Normally 7.00% |
Up to 240 Months |
Unsecured Loans
| APR | Term | |
|---|---|---|
| Signature loans up to $5,000 | 8.5-10.00% | 24-36 Months |
| Overdraft | 18.00% | |
| Vacation Loans Available between June 1, 2013 – August 31, 2013. Borrow up to $2,000 |
6.00% | 12 Months |
