Loans and Share Rates

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Share Rates

 
Balance
Interest Rate
APY
Minimum Req’d Balance
All Shares
Excluding Share Drafts and IRAs
$100 and below 0.00% N/A $25.00
$100.01 – $10,000 0.050% 0.050 $25.00
$10,000.01 – $30,000 0.100% 0.100 $25.00
Over $30,000 0.200% 0.200 $25.00
IRAs
For existing IRAs only. No longer offering new accounts
Any Amount
(No Tier)
0.500% 0.501 $ 0.00

Secured Loans

 
APR
Term
Secured Share 2.20% Any Term
Auto Loan
Model Years 2009-2014
85% Financing
2.5-10.0% Up to 48 months
Auto Loan
Model Years 2009-2014
85% Financing
3.5-11.0% 49 to 72 Months
Auto Loan
Model Years 2009-2014
100% Financing
3.5-11.0% Up to 48 months
Auto Loan
Model Years 2009-2014
100% Financing
4.5-12.0% 49 to 72 months
Auto Loan
Model Years 2005-2008
85% Financing
5.5-13.0% Up to 48 months
Auto Loan
Model Years 2004 or Older
85% Financing
6.5-14.0% Up to 36 months
Recreational Vehicle
(motorcycles, boats, campers, etc.)
Model Years 2011 – 2014
As low as 4.0% 60 Months
For credit scores over 700
Recreational Vehicle
Models Years older than 2011
2% over new and used auto rates Call us!
Home Improvement
(80% Financing, Minimum $10,000 Maximum $50,000)
5.00% APR to
qualified members
Up to 240 Months

Unsecured Loans

 
APR
Term
Signature Loans from $500
up to $10,000 for qualified
members
8.5-10.00% 24-36 Months
Signature Line of Credit
up to $10,000 for qualified
members
8.0% 36 Months
Term and rate stated for credit scores over 700.
Other terms and rates available for lower credit scores.
Overdraft 18.00%
Vacation Loans
Available between June 1st – August 31st.
Borrow up to $2,000
6.00% 12 Months